Loving Insurance Agency
Life, Health and Annuities Insurance Products
Personal Insurance Products
Crop Insurance Products
Business Insurance Products
Individual Medical Insurance
Provides long term protection and comprehensive medical coverage for you and your family in and out of the hospital.
Cancer Insurance
Cancer insurance conceptually is very simple. Benefits are paid directly to you regardless of any other insurance you may have. You can then use the benefits to help pay for all the extra costs associated with your cancer treatments. There are different levels of coverage for specific items.
Accidental / Disability Coverage
You are covered in case you need to make a claim that involves either accident or disability. You are covered for various length of time and various degrees of income depending on your choice at the time you take the policy.
Group Medical
A means through which a group of persons who usually has a business or professional relationship to the contract owner are provided medical insurance coverage under a single contract. Group insurance is distinguished from individual medical contracts though general features; the substitution of group underwriting for individual underwriting; the use of a master contract, lower administrative cost, flexibility in contract design and the use of experience rating.
Senior Care
Long Term Care-provides coverage for physical or mental incapacity that prohibits the insured's activities of daily living.
Medicare Supplement-provides medical coverage that meets specific minimm standards set out in insurance law or regulation designed to provide medical benefits that cover the deductible and co-insusrance amounts that individuals must pay personally under medicare.
Medicare RX-provides financial help on your prescriptions under specific rules.
Life Insurance (Visit us in TX to purchase)
Whole Life-Life insurance with premiums that are payable for the whole of life.
Single Premium Whole Life-The policy is fully paid up from inception with a single premium. Such a policy has immediate, substantial cash value.
Term Life Insurance-A life insurance policy that provides protection for a somewhat shorter period than a whole life policy and carrying a lower premium. There are different terms you can take. Examples: 5-year term, 10-year term, 20 and 30-year term. You can also choose a decreasing term.
Annuities / IRAs
Annuities-An annuity is a financial product issued by an insurance company. It allows tax deffered growth of assets. At retirement, an annuity can help to provide a guaranteed income stream for one or more people, in specific amounts, for a specific period or for life.
IRAs-An Ira is an Individual Retirement Account and provides either a tax deferred or tax free way of saving for retirement. There are many different types of accounts within the world of IRAs.
